THE EXPERIENCE OF ORGANIZING THE HEALTH INSURANCE SYSTEM IN THE RUSSIAN FEDERATION: LEGAL, FINANCIAL, AND INSTITUTIONAL PERSPECTIVES

Authors

  • Guzal UMRKULOVA

DOI:

https://doi.org/10.57033/mijournals-2026-7-0154

Keywords:

: compulsory health insurance; Russian Federation; healthcare financing; medical insurance; healthcare reform; universal health coverage; OMS system; Semashko model; digitalization; post-Soviet transition

Abstract

This article examines the development of the compulsory health insurance system in the Russian Federation and analyzes its legal, institutional, and financial mechanisms. The study explores the historical evolution of the Russian healthcare insurance model, the structure of financing, the role of federal and territorial insurance funds, and the implementation of digital healthcare technologies. Particular attention is paid to the challenges and achievements of the Russian model in ensuring universal healthcare coverage. The research findings may serve as a useful reference for healthcare reforms in developing countries, including Uzbekistan.

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References

1. Balabanova, D., & McKee, M. (n.d.). Healthcare reform in Eastern Europe. [Publisher not

specified in source].

2. Constitution of the Russian Federation. (1993). Article 41.

3. Federal Compulsory Medical Insurance Fund of Russia (FCMIF). (n.d.). Statistical reports.

https://www.ffoms.gov.ru

4. Federal Law No. 326-FZ. (2010). On compulsory medical insurance in the Russian

Federation. Government of the Russian Federation.

5. Kutzin, J. (n.d.). Health financing for universal coverage. World Health Organization

Publications.

6. OECD. (n.d.). OECD reviews of health systems: Russian Federation. OECD Publishing.

7. Savedoff, W. (n.d.). Social health insurance in developing countries. [Publisher not specified

in source].

8. Sheiman, I. (n.d.). Russian healthcare reform and financing mechanisms. [Publisher not

specified in source].

9. World Bank. (n.d.). Universal health coverage studies. World Bank Publications. https://

www.worldbank.org/en/topic/universalhealthcoverage

10.World Health Organization. (n.d.). Health financing policy reports. WHO. https://www.

who.int/health-topics/health-financing

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Published

2026-05-28

Issue

Vol. 2 No. 9 (2026)

Section

Articles

License

Copyright (c) 2026 Guzal UMRKULOVA (Author)

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This work is licensed under a Creative Commons Attribution 4.0 International License.

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How to Cite

THE EXPERIENCE OF ORGANIZING THE HEALTH INSURANCE SYSTEM IN THE RUSSIAN FEDERATION: LEGAL, FINANCIAL, AND INSTITUTIONAL PERSPECTIVES. (2026). The Journal of Interdisciplinary Human Studies, 2(9). https://doi.org/10.57033/mijournals-2026-7-0154