Analysis Of The Current State Of Digital Transformation Of Commercial Banks And Assessment Of Its Efficiency. The Journal of Interdisciplinary Human Studies, [S. l.], v. 2, n. 9, p. 286–294, 2026. DOI: 10.57033/mijournals-2026-9-0286. Disponível em: https://www.mijournals.com/Human_Studies/article/view/442. Acesso em: 12 oct. 2026.